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Workers' Compensation Insurance - What Is It?

Workers’ compensation is a type of insurance paid for by employers and companies that provides compensation for wage loss and medical bills to employees injured on the job or during the course of employment.

Workers’ comp also provides monetary compensation to the spouse and dependents of a person who is fatally injured as a result of a work-related accident.

Who Is Covered by Georgia Workers' Compensation Insurance?

In Georgia, workers’ compensation coverage begins on your first day of employment at a business with three or more employees, regardless of whether you are a part-time or full-time employee. You may still be eligible for Georgia workers’ compensation benefits even if you were an independent contractor or a cash employee.

What Types of Injuries Does Georgia Workers' Compensation Cover?

Auto accidents often cause far greater damage than superficial wounds. Hire a car or truck accident attorney to help you seek retribution for both economic and non-economic damages. Receive a payout for medical costs and recovery expenses, as well as non-economic costs like depression or trauma. Any injury, illness or death arising out of and in the course of employment is by definition a compensable work-related claim. This means if employees are injured while performing assigned job duties during assigned work hours, they are covered under the workers’ compensation program. Injuries sustained while engaging in unassigned duties, during lunch and breaks, are not covered. In addition, injuries that occur during an employee’s normal commute to and from work are not covered. Some of the common workplace injuries are:

  • Back and Neck
  • Repetitive Movement
  • Car Accident
  • Catastrophic
  • Head & Brain
  • Construction
  • Occupational diseases

The aftermath of a serious auto accident is difficult enough-don’t suffer through undue financial hardships as well. Speak with a truck accident attorney today to go over the details of your case in Atlanta, GA.

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What Types of Georgia Workers' Compensation Benefits Can You Receive?

Georgia workers’ compensation laws can be complicated. A Georgia workers’ compensation attorney in your area can explain to you the application process and help you receive the benefits to which you are entitled.

Although your benefits may vary depending on what state or federal law applies, workers injured on the job–regardless of whether your employer was at fault–may be entitled to benefits that include:

  • Medical care
  • Temporary disability benefits designed to at least partially replace lost wages if you were unable to work for more than seven days
  • Permanent disability benefits designed to at least partially replace lost wages
  • Death benefits

I've Been Injured On The Job, What Do I Do?

You should IMMEDIATELY report your injury to your employer. Obtain and fill out the paperwork required by your company and forward to the appropriate organization for processing. Be as specific as possible when reporting your injury. If anyone witnessed your accident, inform your employer of such a witness. Prompt notification will enable your company to begin your benefits in a timely manner. Reach out to us today in the in Atlanta, GA.

Navigating Workers' Compensation Claims with Seay/Felton, LLC Trial Lawyers in Atlanta, GA

If you have been injured at work, understanding your rights under Georgia’s workers’ compensation laws is crucial. These laws are designed to provide you with financial support for medical bills, lost wages, and rehabilitation services without the need to prove fault. At Seay/Felton, LLC Trial Lawyers, we specialize in helping injured workers navigate the complexities of workers’ compensation claims to ensure they receive the benefits they deserve.

When you come to us with a workplace injury, our experienced attorneys will guide you through every step of the claim process. From initially filing your claim to handling any disputes that arise, such as denials of coverage or inadequate benefit assessments, we are here to support you. Our team will thoroughly evaluate your case, gather necessary medical documentation, and liaise with your employer and insurance providers on your behalf.

Why Trust Seay/Felton, LLC with Your Workers' Compensation Case?

Choosing the right legal team is essential when dealing with workers’ compensation issues. At Seay/Felton, LLC, we are dedicated to serving injured workers in Atlanta and Macon with personalized legal representation. Our attorneys understand the physical, emotional, and financial burdens that a workplace injury can impose, and we are committed to alleviating these stresses.

Our firm has a proven track record of successfully resolving workers’ compensation claims, whether through negotiated settlements or, if necessary, litigation. We believe in fighting for the maximum compensation possible so that you can focus on your recovery without financial worry.

Take Immediate Action for Your Workers' Compensation Claim

Time is critical in workers’ compensation cases. Georgia law requires that you report injuries to your employer within a specific timeframe and file a claim shortly thereafter to avoid jeopardizing your benefits. If you’ve been injured on the job, contact Seay/Felton, LLC Trial Lawyers without delay. Scheduling a free consultation with us is the first step toward securing your financial and medical recovery.

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