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How long does a car accident settlement take?

Approximately 90% of personal injury cases are handled and resolved in court. The settlement process is usually faster and less expensive than a trial, and it provides victims with an easy way to get compensated.

Because of the numerous procedures that must be followed, settling a car accident case can take anywhere from 8 to 16 months. Because each car accident is unique, the time it takes to settle a car accident lawsuit varies depending on the facts and details of the case. For a more detailed understanding of what this process involves, learn more about our approach to car accident cases at Seay/Felton LLC. Our experienced team is well-versed in navigating these complexities to achieve the best possible outcome for our clients.

There is a lot of investigation to do, especially if there are serious injuries or property damage. The investigations conducted by both parties are the primary reason why car accident settlements take so long.

The Settlement Process

Legal Representation

Both parties must have a car accident lawyer before the process can begin. The lawyer will tell you early on how valuable your accident claim is. During a consultation, the lawyer will be given all of the case’s details and facts, as well as all of the evidence required to begin the claims process.

Evidence Gathering

Once the process of gathering facts and evidence is complete, the lawyers will contact the insurance company and begin fighting for your rights. The insurance adjuster will offer a settlement to the parties involved once you file your claim and the company that you are insured with has all of the documents for the damages and medical care bills.

Your car accident lawyer can negotiate for the compensation you deserve with the insurance company or insurance adjusters.

When Injuries Are Involved

A person who suffered injuries as a result of the accident should not have to deal with stressful calls with the insurance adjuster during the settlement negotiations. Insurance adjusters are known to manipulate people into believing they share fault or are responsible for the car accident and thus do not deserve much, if any, compensation.

Your car accident attorney can fight for the monetary compensation you deserve. Your lawyer can pursue a well-deserved settlement using the evidence they collect, medical bills, and assistance from medical practitioners and experts who reconstruct accidents.Because there will be some unexpected delays in the car accident settlement process, your lawyer will be unable to give you an average time frame for receiving a car accident settlement.

Dealing with insurance companies and navigating the complex process of a car accident settlement doesn’t have to be a battle you face alone. Let Seay/Felton car accident attorneys take on the challenge for you. Contact Seay/Felton LLC Trial Lawyers today and let us advocate on your behalf for the justice and compensation you rightfully deserve.

Factors That Influence The Settlement Process

If the case lasts more than a few months, it could be due to a variety of factors. Some examples might be:

Challenges in Establishing Liability in Auto Accidents

Establishing liability in an auto accident can be difficult; proving another’s negligence can be difficult, and if the fault is shared, the process can become even more complicated, especially in states that use comparative negligence, such as New York City.

The Role of Eyewitness Statements in Car Accident Cases

If there were many eyewitnesses to the car accident and they agreed to provide statements, you or your personal injury lawyer will have to interview all of them. The process of collecting eyewitness statements may take months, and it may be difficult to coordinate with all of the witnesses.

Personal Injury Claims and Lawsuits

If there are serious injuries, there may be personal injury claims, which may result in a lawsuit. The victims of the car accident will file a personal injury claim, and the accident lawyer will most likely refuse to settle the case while they are still receiving medical treatment; settlement will be reached once they have reached their maximum medical improvement.

Only after you have fully recovered will your medical expenses and future medical expenses be known, and you and your lawyer will know what to request as compensation and thus demand a fair settlement.

Insurance Companies Prolonging The Settlement Process

In some car accident cases, insurance companies are slow to settle; the more serious the accident, the longer it will take to settle the insurance claim. During the investigation, insurance companies will try to use minor details against you in order to force you to accept an unfair settlement offer.

At-Fault System In Georgia

Georgia operates under an “at-fault” system for car accidents, which means that the person responsible for causing the accident is also responsible for any resulting harm. 

This system requires the at-fault driver’s insurance company to cover the damages up to the policy limits. In this system, the injured party has several options: they can file a claim with their own insurance company, file a third-party claim directly with the at-fault driver’s insurance company, or file a personal injury lawsuit against the at-fault driver to seek compensation.

The determination of fault is based on negligence, meaning that the driver who failed to exercise reasonable care is usually considered at fault. This system encourages drivers to carry adequate insurance, as they might be personally liable for damages that exceed their insurance coverage.

Minimum Insurance Requirements In Georgia

In Georgia, all drivers are required to have liability insurance with minimum coverage limits. These limits are $25,000 for bodily injury per person, $50,000 for bodily injury per incident (when more than one person is injured), and $25,000 for property damage per incident. This helps to cover the costs associated with injuries or damages that the policyholder is found to be responsible for.

Final Step

The final step in the car accident claim is to receive a settlement check. Initially, you can expect the settlement check after at least 30 days of signing a settlement agreement, which will be followed by a settlement release form.

The check is sent to your personal injury lawyer, who will make sure the settlement check finds its way to you.

Why Choose Seay/Felton Llc Trial Lawyers For Your Car Accident Settlement

Choosing Seay/Felton LLC trial lawyers for your car accident settlement means choosing a team with decades of specialized experience. Our lawyers are deeply committed to ensuring each client receives the justice and compensation they deserve. With our unique blend of extensive knowledge and dedication to your cause, we stand as a leading choice for those seeking fair and comprehensive settlements.

Ready to discuss your case? Contact us today to speak with one of our car accident lawyers. 

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